HANSAPANK

BALANCE SHEET



HANSA CAPITAL'S BALANCE SHEET, 30.06.2000



(in EEK, millions)

                                      30.06.2000 31.12.1999 30.06.1999

ASSETS                                                               

Cash and Bank                              113,0     157,4      368,5

Marketable Securities                        0,0       0,0       13,0

Due from Customers                         243,8     154,5      169,4

Financial Investments                    8 400,0   6 973,6    6 172,2

  Leasing                                7 082,6   5 917,5    5 559,0

  Factoring                                882,4     598,1      324,3

  Loans                                    290,3     371,5      183,3

  Assignment                                83,6      64,4       65,7

  Consumer Factoring                        61,1      22,1       21,5

  Other                                      0,0       0,0       18,5

Allowance for Doubtful Receivables        -311,8    -267,5     -271,7

Net Financial Investments                8 088,2   6 706,1    5 900,6

Prepayments to Suppliers                   932,5     661,6      523,4

Stocks for Resale                          182,0     136,5      103,6

Long-term Equity Investments                 5,9       6,0       57,1

Tangible Noncurrent Assets                 136,9     122,8       86,4

Intangible Assets                            2,9       3,6        6,6

Accrued Income and Prepaid Expenses        168,4     118,9      145,7

TOTAL ASSETS                             9 873,6   8 067,3    7 374,3

                                                                     

LIABILITIES AND EQUITY                                               

LIABILITIES                                                          

Loans                                    7 716,4   6 000,6    5 340,0

Bonds                                      470,0     649,2      711,3

Bills of Exchange                          303,0     387,3      453,1

Liabilities to Customers and               646,9     511,7      421,1

Suppliers

Accrued Expenses and Prepaid Revenue       143,2     104,7      154,1

Other Liabilities                            2,6       3,9        0,9

Deferred Tax Liabilities                     0,7       0,4        0,4

Negative Goodwill                            1,6       7,2        9,6

TOTAL LIABILITIES                        9 284,5   7 665,0    7 090,6

Minority Interest                            1,2       3,6        1,1

EQUITY                                                               

Share Capital                               40,0      40,0       40,0

Reserves                                    14,5      14,5        5,8

Retained Earnings                          543,9     347,3      245,6

Unrealised Exchange Difference             -10,4      -3,1       -8,9

TOTAL EQUITY                               588,0     398,6      282,6

TOTAL LIABILITIES AND EQUITY             9 873,6   8 067,3    7 374,3





Mart Tõevere

Head of Investor Relations

+372 6131 569