HANSAPANK

BALANCE SHEET



HANSABANKA'S BALANCE SHEET, 30.09.2000



(LVL in thousands, unaudited)        30.09.00  31.12.99   30.09.99

                                                             

Cash                                   16,386    14,967     10,660

Due from Central Bank                   5,057    26,435      9,081

Due from credit institutions           57,499    27,349     31,206

Liquidity portfolio                    79,494    25,297     24,272

Securities held for trading             2,713       898        677

purposes

Securities held for investment         13,112     4,263      4,467

Loans and advances to customers       140,232    85,552     71,435

(net)

    Short-term loans                   50,838    41,932     33,485

    Long-term loans                    93,041    46,456     41,341

    Provisions                        (3,647)   (2,837)    (3,391)

Goodwill                                3,240     1,390      1,428

Fixed assets                           14,631    12,382     12,198

Accrued interest receivable and         3,641     2,249      2,694

other assets

Total assets                          336,006   200,783    168,119

                                                                  

Due to Central Bank and government      1,300       383      2,784

Due to other credit institutions       12,446    10,999      5,862

Deposits from customers               278,196   165,300    140,406

    Demand deposits                   172,450   111,273    105,543

    Time deposits                     105,747    54,027     34,863

Debt securities                            75         0      4,359

Accrued interest payable and other      7,972     3,317        160

liabilities

Subordinated debt                       6,679     2,745      2,733

Total liabilities                     306,668   182,744    156,303

                                                                  

Common stock                           28,043    20,543     14,543

Capital reserves                          135       135        135

Accumulated losses                    (2,639)   (3,689)    (3,689)

Profit for current year                 3,800     1,050        827

Total shareholders’ equity             29,339    18,039     11,816

Total liabilities and shareholders'   336,006   200,783    168,119

equity





Mart Tõevere

Head of Investor Relations

+372 6131 569