HANSAPANK

BALANCE SHEET



HANSA CAPITAL GROUP'S BALANCE SHEET, 30.09.2001



Balance sheet                                                        

(in EEK, millions, unaudited)           30.09.01  31.12.00   30.09.00

ASSETS                                                               

Cash and Bank                              191.7     185.2      145.0

Due from Customers                         343.0     184.4      259.6

Financial Investments                   14,242.4  10,961.9    9,215.1

  Leasing                               11,335.7   8,864.9    7,791.1

  Factoring                              1,753.5   1,394.1      952.0

  Loans                                    619.2     421.1      318.8

  Assignment                                98.7     106.2       66.1

  Consumer Factoring                       435.3     175.6       87.1

Allowance for Doubtful Receivables        -326.9    -342.3     -326.6

Net Financial Investments               13,915.5  10,619.5    8,888.5

Prepayments to Suppliers                 1,602.7   1,195.8    1,193.9

Stocks for Resale                          227.9     154.7      193.7

Long-term Equity Investments                17.9      18.1        6.0

Tangible Noncurrent Assets                 192.2     152.2      144.6

Intangible Assets                            3.4       3.2        2.7

Accrued Income and Prepaid Expenses        284.3     281.3      159.2

TOTAL ASSETS                            16,778.6  12,794.4   10,993.2

                                                                     

LIABILITIES AND EQUITY                                               

LIABILITIES                                                          

Loans                                   14,040.0  10,782.8    8,901.1

Bonds                                      290.0     275.2      280.7

Bills of Exchange                          148.0     229.9      270.9

Liabilities to Customers and               761.5     551.1      670.2

Suppliers

Accrued Expenses and Prepaid Revenue       198.4     176.3      139.6

Other Liabilities                            7.7       6.9        4.9

Deferred Tax Liabilities                     0.8       0.8        1.4

Negative Goodwill                            0.0       0.0        0.7

TOTAL LIABILITIES                       15,446.4  12,023.0   10,269.5

Minority Interest                            1.4       1.4        1.6

EQUITY                                                               

Share Capital                              120.0     120.0      120.0

Reserves                                    26.7      17.0       14.5

Retained Earnings                        1,184.4     660.5      580.5

Unrealised Exchange Difference              -0.3     -27.5        7.1

TOTAL EQUITY                             1,330.9     770.0      722.1

TOTAL LIABILITIES AND EQUITY            16,778.6  12,794.4   10,993.2





Mart Tõevere

Head of investor relations

+372 6131 569