HANSAPANK

BALANCE SHEET



HANSABANKA'S UNAUDITED BALANCE SHEET 31.12.99



(LVL in thousands, unaudited)        31.12.99  31.12.98

                                                   

Cash                                   14,463     9,754

Due from Central Bank                  26,435    19,518

Due from credit institutions           27,349    28,181

Liquidity portfolio                    25,297     8,937

Securities held for trading               898     1,501

purposes

Securities held for investment          4,254     2,080

Loans and advances to customers        85,690    58,168

(net)

    Short-term loans                   41,932    28,296

    Long-term loans                    46,456    33,803

    Provisions                        (2,698)   (3,930)

Goodwill                                1,390     1,544

Fixed assets                           12,382    12,614

Accrued interest receivable and         2,878          

other assets                                      2,300

Total assets                          201,036   144,598

                                                       

Due to Central Bank and government        383     3,415

Due to other credit institutions       10,999    11,637

Deposits from customers               165,300   110,907

    Demand deposits                   111,273    78,188

    Time deposits                      54,027    32,719

Accrued interest payable and other      3,274          

liabilities                                       4,788

Provision for deferred taxation           160       160

Subordinated debt                       2,745     2,702

Total liabilities                     182,861   133,608

                                                       

Common stock                           20,543    14,543

Capital reserves                          135       135

Accumulated losses                    (3,689)     (448)

Profit for current year                 1,186   (3,241)

Total liabilities and shareholders'   201,036   144,598

equity





Mart Tõevere

Analyst

+372 6131 569