HANSAPANK

ANNOUNCEMENT



ANNUAL REPORT 1999



As of today, Hansapank’s annual report for the financial year of 1999

is available on the bank’s Internet home page at the following

address:

<a href='http://www.hansa.ee/en' target='_blank'>http://www.hansa.ee/en</a>



The printed version of the report will be made available in week 15.



The annual report can be ordered through E-mail or fax:

mart.toevere@hansa.ee; fax +372 6131 550.





Mart Tõevere

Investor relations

+372 6131 569