HANSAPANK

INCOME STATEMENT



HANSA CAPITAL'S INCOME STATEMENT, I Q 2000



(in EEK, millions)

                                          3 m 2000     1999      1998

Interest Income                              233,4    843,1     677,5

Interest Expenses                            128,2    425,5     323,7

Net Interest Income                          105,2    417,7     353,8

                                                                     

Commission Income                             30,3     91,6      58,3

Commission Expenses                            3,8     18,2      15,4

Other Operating Income                        13,4     64,8      16,6

TOTAL REVENUE                                145,2    555,9     413,4

                                                                     

General & Administrative Expenses             39,1    140,5      97,0

Profit Before Credit Losses and              106,0    415,4     316,4

Financial Income

Credit Losses (net)                           21,8    170,1     185,0

Net Financial Income                           7,5     -2,4      23,8

Operating Profit                              91,7    242,9     155,2

Net Income from Equity Investments             1,2      9,4       3,5

Extraordinary Income (Expense)                 0,0    -25,2       0,0

PROFIT BEFORE INCOME TAX                      92,9    227,1     158,7

Income Tax (inc. Deferred tax)                 2,8      6,7       6,7

Minority Interest                              0,0      2,6      -0,1

NET PROFIT                                    90,1    217,8     152,1





Mart Tõevere

Investor relations

+372 6131 569