HANSAPANK

BALANCE SHEET



HANSABANKA'S BALANCE SHEET, 30.06.2000



(LVL in thousands, unaudited)        30.06.00  31.12.99   30.06.99

                                                             

Cash                                   15,620    14,967     10,980

Due from Central Bank                   7,936    26,435     18,020

Due from credit institutions           87,333    27,349     43,437

Liquidity portfolio                    61,306    25,297     17,749

Securities held for trading             5,288       898      1,384

purposes

Securities held for investment          7,969     4,263      4,530

Loans and advances to customers       116,002    85,552     57,862

(net)

    Short-term loans                   46,022    41,932     32,781

    Long-term loans                    73,323    46,456     29,518

    Provisions                        (3,343)   (2,837)    (4,437)

Goodwill                                3,381     1,390      1,467

Fixed assets                           12,945    12,382     12,408

Accrued interest receivable and         3,930     2,249      3,401

other assets

Total assets                          321,710   200,783    171,237

                                                                  

Due to Central Bank and government          0       383        293

Due to other credit institutions       21,124    10,999      9,292

Deposits from customers               260,201   165,300    144,626

    Demand deposits                   177,212   111,273    112,245

    Time deposits                      82,989    54,027     32,381

Debt securities                            28         0          -

Accrued interest payable and other      5,531     3,317      2,784

liabilities

Subordinated debt                       6,781     2,745      2,819

Total liabilities                     293,665   182,744    159,813

                                                                  

Common stock                           28,043    20,543     14,543

Capital reserves                          135       135        135

Accumulated losses                    (2,639)   (3,689)    (3,689)

Profit for current year                 2,506     1,050        434

Total shareholders’ equity             28,045    18,039     11,424

Total liabilities and shareholders'   321,710   200,783    171,237

equity





Mart Tõevere

Investor relations

+372 6131 569