HANSAPANK

BALANCE SHEET



HANSA CAPITAL'S BALANCE SHEET, 30.09.2000



(in EEK, millions)

                                      30.09.2000 31.12.1999 30.09.1999

ASSETS                                                               

Cash and Bank                              145,0     157,4      124,9

Marketable Securities                          0         0       45,0

Due from Customers                         259,6     154,5      147,6

Financial Investments                    9 215,2   6 973,6    6 352,9

  Leasing                                7 791,1   5 917,5    5 469,9

  Factoring                                952,0     598,1      395,4

  Loans                                    318,8     371,5      397,0

  Assignment                                66,1      64,4       69,5

  Consumer Factoring                        87,1      22,1       21,0

Allowance for Doubtful Receivables        -326,6    -267,5     -270,1

Net Financial Investments                8 888,5   6 706,1    6 082,8

Prepayments to Suppliers                 1 193,9     661,6      512,6

Stocks for Resale                          193,7     136,5      132,0

Long-term Equity Investments                 6,0       6,0       55,6

Tangible Noncurrent Assets                 144,6     122,8       92,1

Intangible Assets                            2,7       3,6        6,5

Accrued Income and Prepaid Expenses        159,2     118,9      154,1

TOTAL ASSETS                            10 993,2   8 067,3    7 353,2

                                                                     

LIABILITIES AND EQUITY                                               

LIABILITIES                                                          

Loans                                    8 901,1   6 000,6    5 326,1

Bonds                                      280,7     649,2      636,0

Bills of Exchange                          270,9     387,3      447,9

Liabilities to Customers and               670,2     511,7      430,8

Suppliers

Accrued Expenses and Prepaid Revenue       139,6     104,7      152,3

Other Liabilities                            4,9       3,9        2,1

Deferred Tax Liabilities                     1,4       0,4        0,4

Negative Goodwill                            0,7       7,2        9,2

TOTAL LIABILITIES                       10 269,6   7 665,0    7 004,8

Minority Interest                            1,6       3,6        2,6

EQUITY                                                               

Share Capital                              120,0      40,0       40,0

Reserves                                    14,5      14,5        5,8

Retained Earnings                          580,5     347,3      312,9

Unrealised Exchange Difference               7,1      -3,1      -13,0

TOTAL EQUITY                               722,1     398,6      345,7

TOTAL LIABILITIES AND EQUITY            10 993,2   8 067,3    7 353,2





Mart Tõevere

Head of Investor Relations

+372 6131 569