HÜVITUSFOND

INCOME STATEMENT



INCOME STATEMENT, Q3 2000



in EEK thousand



	                               30.09.2000	30.09.1999

1. Interest income                         96,880	   123,795

2. Interest expenses                      -29,180	   -34,678

3. Net interest income	                   67,700	    89,116

4. Income/loss from trading portfolio	   13,828	    26,305

5. Income/loss from investment portfolio    2,340	     1,278

6. Dividends received                       1,995	       757

7. Other income                             1,737	     2,399

8. Operating expenses                     -15,206	   -18,037

9. Other expenses                          -1,265	      -746

10. Allowance for doubtful accounts	     -972	   -15,622

11. Operating profit/loss                  70,155	    43,283

12. Profit/loss related to subsidiaries	  -20,309	    -8,930

13. Profit/loss related to		    3,137	        26

associated companies

14. Profit/loss from normal activities	   52,983	    34,379

15. Expenses related with bonds issued          0	   -42,166

16. Net profit/loss 	                   52,983	    -7,787





Jaanus Kosemaa

Public relations manager

+372 6651 800