The  extraordinary  shareholders  meeting  will  take  place  at  2  pm

Elizabetes Street

2,  Riga  (The world trading center in Riga, Meeting Hall ) on December

21, 1998.

Agenda:

1. About the Unibanka eight shares issue in public trade.

2. About attracting of convertable subordinate loan.

3. Amendments to the company charter.

4. Changes of the Supervisory Board and Management Board.

Shareholders  of  Unibanka can announce blockage of their shares to the

securities account holder no later than December

10,1998.

Shareholders of Unibanka can get acquinted with the draft of discutable

decisions  at  the  Pils  23,  Riga  in branch Vecriga by administrator

beginning December 14 up to 21 every working day from 9am to

5pm.  On the day of the meeting in the Center of World Trade in Riga at

the registration place.