AS SAMPO PANK              FINANCIAL RESULTS                 25.04.2005



AUDITED ANNUAL REPORT 2004



The 2004 audited Annual Report of AS Sampo Pank consolidated

group is available on Sampo's Internet home page:

<a href='http://www.sampo.ee/eng/rubriik.html?id=12838' target='_blank'>http://www.sampo.ee/eng/rubriik.html?id=12838</a>





Anneli Rõuk

Communication Manager

Tel +372 630 2103