OPTIVA PANK

BALANCE SHEET

 

OPTIVA PANK BALANCE SHEET 1999

 

Bank balance sheet (ths.EEK)                                                       12/31/99       12/31/98

1   Cash                                                                             80 471         59 678

2   Claims on central bank                                                          337 941        198 390

2.1 Demand deposits                                                                 308 032        198 390

2.2 Other deposits                                                                        0              0

2.3 Debt securities guaranted and issued by central bank                             29 909              0

3   Claims on credit institutions                                                   409 815        147 114

3.1 Demand deposits                                                                 206 799        147 083

3.2 Time deposits                                                                   200 359              0

3.3 Overdrafts                                                                           72             31

3.4 Other claims                                                                      2 585              0

4   Claims on customers                                                           1 997 458      2 302 988

 4 Ao/w overdrafts                                                                  502 362        498 813

 4 Bloans collateralised by mortgage                                                681 338        673 373

4.1 Loans to general government                                                          14              0

 4.1Loans to central government                                                          14              0

 4.1Loans to non-budgetary funds                                                          0              0

 4.1Loans to local governments                                                            0              0

4.2 Claims on financial institutions                                                253 539        277 894

 4.2Deposits in financial institutions                                                  160              0

 4.2Loans to insurance companies and pension funds                                    9 034          6 000

 4.2Loans to other financial institutions                                           244 345        271 894

4.3 Loans to commercial undertakings of state and local governments                       0              0

4.4 Loans to other commercial undertakings                                        1 521 856      1 839 775

4.5 Loans to non-profit associations                                                  1 943            294

4.6 Loans to private persons                                                        220 106        185 025

5   Allowance for uncollectible loans                                             - 235 275      - 228 445

5.1 Uncollectible claims on credit institutions                                           0              0

5.2 Uncollectible claims on customers                                             - 235 275      - 228 445

5.3 Other uncollectible claims                                                            0              0

6   Securities                                                                      769 644        406 277

 6 Ao/w reverse repurchase agreements                                                17 113         25 229

6.1 Debt securities and fixed income securities                                     665 267        265 936

6.2 Shares                                                                          104 377        140 341

 6.2Shares in affiliated undertakings                                                52 332         63 252

 6.2Shares in associated undertakings                                                13 937          1 716

 6.2Other shares                                                                     38 108         75 373

7   Intangible assets                                                               111 988        139 397

8   Tangible assets                                                                  32 668         13 880

9   Other assets                                                                    148 104         12 517

 9 Ao/w items in transit                                                            116 147         10 112

10  Accrued revenue and prepaid expenses                                             82 809        121 991

    o/w interest claims                                                              27 079         37 922

11   Total assets                                                                 3 735 623      3 173 787

 

 

1   Liabilities to central bank                                                       4 788          6 189

2   Liabilities to credit institutions                                              753 275        692 461

2.1 Demand deposits                                                                  43 806          9 876

2.2 Time deposits                                                                    24 002              0

2.3 Overdrafts                                                                            0            961

2.4 Other liabilities                                                               685 467        681 624

3   Liabilities to customers                                                      1 487 115        867 127

3.1 Liabilities to government                                                        15 930         80 900

 3.1Central government                                                                  163         45 883

 3.1Demand deposits                                                                     163              3

 3.1Time and saving deposits                                                              0         45 880

 3.1Other liabilities                                                                     0              0

 3.1Non-budgetary funds                                                              15 767         35 017

 3.1Demand deposits                                                                       0              0

 3.1Time and saving deposits                                                         15 767         35 017

 3.1Other liabilities                                                                     0              0

 3.1Local governments                                                                     0              0

 3.1Demand deposits                                                                       0              0

 3.1Time and saving deposits                                                              0              0

 3.1Other liabilities                                                                     0              0

3.2 Liabilities to financial institutions                                            46 908         66 629

 3.2Insurance companies and pension funds                                             6 223          5 849

 3.2Demand deposits                                                                     621            443

 3.2Time deposits                                                                     3 260          5 406

 3.2Saving deposits                                                                   2 342              0

 3.2Other liabilities                                                                     0              0

 3.2Other financial institutions                                                     40 685         60 780

 3.2Demand deposits                                                                  15 085         19 030

 3.2Time deposits                                                                    25 600         41 750

 3.2Saving deposits                                                                       0              0

 3.2Other liabilities                                                                     0              0

3.3 Liabilities to commercial undertakings of state and local governments            10 708          3 305

 3.3Demand deposits                                                                     708          1 085

 3.3Time deposits                                                                    10 000          2 220

 3.3Saving deposits                                                                       0              0

 3.3Other liabilities                                                                     0              0

3.4 Liabilities to other commercial undertakings                                  1 129 008        518 181

 3.4Demand deposits                                                                 883 976        451 359

 3.4Time deposits                                                                   235 550         55 622

 3.4Saving deposits                                                                     456              0

 3.4Other liabilities                                                                 9 026         11 200

3.5 Liabilities to non-profit associations                                           10 922         10 380

 3.5Demand deposits                                                                   1 269            509

 3.5Time deposits                                                                     9 653          9 871

 3.5Saving deposits                                                                       0              0

 3.5Other liabilities                                                                     0              0

3.6 Liabilities to private persons                                                  273 639        187 732

 3.6Demand deposits                                                                 110 161         68 534

 3.6Time deposits                                                                   150 476        119 198

 3.6Saving deposits                                                                   3 335              0

 3.6Other liabilities                                                                 9 667              0

4   Government lending funds and counterpart funds                                   95 958        115 493

5   Issued debt securities                                                          735 071        816 509

6   Other liabilities                                                                89 362         94 909

 6 Ao/w items in transit                                                             89 362         94 909

7   Accrued expenses and deferred income                                             56 303         48 632

 7 Ao/w interest owed                                                                25 251         25 311

8   Provisions                                                                            0              0

8.1 Short term provisions                                                                 0              0

8.2 Long term provisions                                                                  0              0

9   Subordinated liabilities                                                        194 500        194 500

10  Share capital                                                                   412 559        412 559

11  Share premium account                                                            60 602         60 602

12  General banking reserve                                                          44 812         44 812

13  Revaluation reserve                                                                   0              0

14  Other reserves                                                                    4 665          4 665

15  Profit or loss retained                                                       - 184 670         80 303

16  Profit or loss for the financial year                                          - 18 717      - 264 974

17  Own shares                                                                            0              0

18   Total liabilities and equity                                                 3 735 623      3 173 787

 

 

Ruth Laidvee

Director of Market Communications 

+372 63 02 181