HANSAPANK

BALANCE SHEET

31.10.98

	

(EEK in mil., unaudited, bank)			30.09.98	31.10.98

		

Assets		

Cash						  593.4		  588.9

Due from Central Bank				1,539.2		1,465.0

Due from other financial institutions		2,344.5		1,969.4

Amounts in collection				  136.6		  147.3

Trading account assets				   46.9            37.7

Debt securities available for sale	        1,810.0	        1,574.0

    Incl. Government bonds	                  807.3           639.0

          Other bonds				1,002.7	          935.0

Securities held for investment			  397.9	          396.8

    Incl. Subsidiaries' shares			  333.2	          333.2

          Affiliated companies' shares		   10.3	           10.3

          Other					   54.4	           53.3

Securities purchased under resale agreements	  101.4	          565.4

Loans					       11,526.0	       11,540.1

   - Allowances for credit losses		 (255.3)	(312.9)

Net loans 				       11,270.7	       11,227.2

Premises and equipment, net			  492.9	          497.0

Goodwill					  618.9	          654.8

Prepayments and accrued interest		  505.9	          472.8

Other assets					   55.0 	   51.8 

Total assets				       19,913.5	       19,648.1

		

Liabilities		

Due to Central Bank and government		  183.9		  188.9

Due to other financial institutions		2,386.5		2,254.7

Securities sold under repurchase agreements	    2.2	            0.6

Deposits				       12,059.6	       11,861.8

   Demand deposits				8,021.8		7,579.1

   Time deposits				4,037.7		4,282.6

Debt securities issued to the public		1,149.9		1,142.8

Amounts in transit				  469.0		  513.4

Accrued liabilities				  469.8		  430.8

Appropriations					   72.2		   72.2

Other liabilities				    3.9 	    4.1 

Total liabilities			       16,797.0	       16,469.3

		

Subordinated debt				  596.9	          676.9

		

Shareholders' equity		

Common stock					  588.4	 	  588.4

Capital surplus					1,225.3		1,225.3

Retained earnings				  390.0	 	  370.7

Treasury stock					    0.0		    0.0

Reserves 					  316.0		  316.0

Total shareholders' equity			2,519.6		2,500.3

Total liabilities and shareholders' equity     19,913.5	       19,646.6