EESTI ÜHISPANK

ANNOUNCEMENT



SALE OF HOLDING IN AS OPTIVA PANK



Eesti Ühispank sold its 18.8 per cent share in Optiva Pank today,

on 18.07.2000, to Sampo Finance.





Eero Raun

Head of PR Department

Tel. +372 6655 256





Urmas Neetar

head of reporting dept.

+372 6 656 390