HANSAPANK

INCOME STATEMENT



HANSA CAPITAL'S INCOME STATEMENT, 6 M 2000



(in EEK, millions)

                                          6 m 2000     1999  6 m 1999

Interest Income                              480,8    843,1     405,7

Interest Expenses                            271,5    425,5     203,5

Net Interest Income                          209,3    417,7     202,2

                                                                     

Commission Income                             79,3     91,6      40,3

Commission Expenses                            9,4     18,2       7,0

Other Operating Income                        27,1     64,8      46,8

TOTAL REVENUE                                306,2    555,9     282,3

                                                                     

General & Administrative Expenses             83,6    140,5      53,1

Profit Before Credit Losses and              222,7    415,4     229,2

Financial Income

Credit Losses (net)                           49,9    170,1      98,1

Net Financial Income                           7,6     -2,4      -4,1

Operating Profit                             180,4    242,9     127,0

Net Income from Equity Investments             2,5      9,4       3,7

Extraordinary Income (Expense)                22,3    -25,2         0

PROFIT BEFORE INCOME TAX                     205,2    227,1     130,7

Income Tax (inc. Deferred tax)                 8,3      6,7      34,9

Minority Interest                              0,4      2,6       0,3

NET PROFIT                                   196,6    217,8      95,4





Mart Tõevere

Head of Investor Relations

+372 6131 569