HANSAPANK

BALANCE SHEET



CONSOLIDATED BALANCE SHEET, 30.06.01



(in mil, reviewed)

                                  EEK                      EUR          

                        06.01   12.00  06.00     06.01   12.00   06.00

                                                                       

Assets                                                                 

Cash                   1,945.8 1,374.4 1,096.3   124.4    87.8    70.1

Due from Central Bank  3,959.8 3,961.2 3,484.7   253.1   253.2   222.7

Due from other         8,320.1 1,836.4 5,727.2   531.7   117.4   366.0

financial institutions

Treasury securities    6,197.4 4,444.2 2,586.6   396.1   284.0   165.3

Trading securities     1,237.2   335.6   365.8    79.1    21.4    23.4

Investment securities  5,155.4 1,181.6 1,240.2   329.5    75.5    79.3

Securities purchased   2,447.8 1,158.7   163.3   156.4    74.1    10.4

under resale agreements

Loans                34,765.9 27,561.5 22,464.9 2,221.9 1,761.5 1,435.8

  - Allowances for      -971.4  -674.6  -680.2   -62.1   -43.1   -43.5

credit losses

Net loans            33,794.5 26,886.9 21,784.7 2,159.8 1,718.4 1,392.3

Tangible assets        2,279.2 1,275.6 1,250.5   145.7    81.5    79.9

Intangible assets        645.0   420.7   538.1    41.2    26.9    34.4

Prepayments and accr.  2,541.0 2,228.4 1,988.0   162.4   142.4   127.1

interest

Other assets             654.6   491.8   789.3    41.9    31.4    50.4

Total assets         69,177.8 45,595.5 41,014.7 4,421.3 2,914.0 2,621.3

                                                                       

Liabilities                                                            

Due to Central Bank and  128.2   140.8   158.5     8.2     9.0    10.1

government

Due to other financial 5,067.6 3,923.0 4,758.8   323.9   250.7   304.1

institutions

Deposits             48,399.7 29,226.6 25,477.6 3,093.3 1,867.9 1,628.3

   Demand deposits   28,928.1 18,574.8 17,409.6 1,848.8 1,187.1 1,112.7

   Time deposits     19,471.6 10,651.8  8,068.0 1,244.5   680.8   515.6

Securities sold under    462.5       -   109.6    29.6       -     7.0

repurchase agreements

Debt securities issued 3,866.2 2,993.8 2,837.1   247.1   191.3   181.3

to the public

Accrued liabilities    1,381.0 1,346.0 1,124.6    88.3    86.0    71.9

Appropriations           432.3   404.5   307.5    27.7    25.9    19.6

Other liabilities      1,811.6 1,411.9   588.1   115.7    90.3    37.7

Total liabilities    61,549.1 39,446.6 35,361.8 3,933.8 2,521.1 2,260.0

Minority ownership        49.0    24.2    22.2     3.1     1.5     1.4

                                                                       

Subordinated             746.0   366.9   474.1    47.7    23.4    30.3

liabilities

Shareholders' equity                                                   

Common stock             788.6   787.6   787.6    50.4    50.3    50.3

Share premium          2,761.2 2,757.7 2,757.1   176.5   176.2   176.2

Treasury stock           -39.4  -128.5   -67.6    -2.5    -8.2    -4.3

Reserves                 450.6   440.5   437.3    28.8    28.2    28.0

Other restricted equity  100.5   100.5    20.5     6.4     6.4     1.3

Currency translation     183.8    36.7    53.7    11.7     2.3     3.5

reserve

Retained earnings      2,588.4 1,763.3 1,168.0   165.4   112.8    74.6

Total shareholders'    6,833.7 5,757.8 5,156.6   436.7   368.0   329.6

equity

Total liabilities and 69,177.8 45,595.5 41,014.7 4,421.3 2,914.0 2,621.3

shareholders' equity





Mart Tõevere

Head of investor relations

+372 6131 569