Baltic Trust Bank                                 25.11.2005



ANNUAL INTEREST RATE: From 01.12.2005 till 01.06.2006



BTB 5YR USD

ISIN: LV0000800225

ANNUAL INTEREST RATE: From 01.12.2005 till 01.06.2006- 5.75%



BTB 3YR LVL

ISIN: LV0000800233

ANNUAL INTEREST RATE: From 01.12.2005 till 01.06.2006- 4.375%





Deputy Head of Marketing and public Relations

of JSC “Baltic Trust Bank”



Uldis Zandars