OPTIVA PANK

ANNOUNCEMENT



BANK MAIN BALANCE SHEET INDICATORS FOR APRIL 2000



As of end April 2000 Optiva Bank's main balance sheet indicators were:

(EEK in millions, unaudited, unconsolidated)	

		

	              29-Feb-00		 31-Mar-00	 30-Apr-00

Total assets	        3,369	           3,505	   3,458

Total loans 	        1,880	           1,853           1,832

Deposits		1,415	           1,534           1,534

Capital adequacy	 10.9%	            11.2%           10.3%





Piret Villman

Head of Analysis Dept.

+372 630 2442