HANSAPANK

INCOME STATEMENT



HANSA CAPITAL'S INCOME STATEMENT, 9 M 2000



(in EEK, millions)

                                          9 m 2000     1999  9 m 1999

Interest Income                              765,6    843,1     617,8

Interest Expenses                            427,0    425,5     306,3

Net Interest Income                          338,6    417,7     311,5

                                                                     

Commission Income                            125,7     91,6      65,1

Commission Expenses                           14,2     18,2      11,2

Other Operating Income                        45,1     64,8      30,7

TOTAL REVENUE                                495,2    555,9     396,1

                                                                     

General & Administrative Expenses            133,6    140,5      84,9

Profit Before Credit Losses and              361,6    415,4     311.2

Financial Income

Credit Losses (net)                           72,8    170,1     120,2

Net Financial Income                          11,5     -2,4      -7,1

Operating Profit                             300,3    242,9     183,9

Net Income from Equity Investments             3,9      9,4       5,1

Extraordinary Income (Expense)                22,3    -25,2       0,0

PROFIT BEFORE INCOME TAX                     326,5    227,1     218,5

Income Tax (inc. Deferred tax)                12,5      6,7      53,9

Minority Interest                              0,7      2,6       1,8

NET PROFIT                                   313,2    217,8     162,7





Mart Tõevere

Head of Investor Relations

+372 6131 569