SAMPO PANK

BALANCE SHEET



BALANCE SHEET OF SAMPO BANK GROUP 31.12.2000



Audited

Consolidated

Ths. EEK

                                                             31.12.00  31.12.99



1. Cash                                                        57 015    80 471

2. Claims and loans                                         3 510 268 2 654 222

2a. Claims and loans to central bank                          528 159   337 941

2b. Claims and loans to credit institutions                   814 700   520 982

2c. Claims and loans to clients of credit institution       1 797 080 1 583 634

2d. Claims and loans to clients of leasing enterprises        473 584   253 803

2e. Claims from insurance and reinsurance activities                0         0

2f. Other claims                                                    0   103 220

2g. Uncollectible claims and loans                          - 103 255 - 145 358

3. Debt securities                                            401 347   211 117

4. Shares and other securities                                 43 045   122 461

5. Investments in associates                                   16 337    13 937

6. Intangible assets                                            4 987   112 507

6a.Consolidated goodwill                                            0         0

6b. Other intangible assets                                     4 987   112 507

7. Tangible assets                                            154 573   195 761

8. Settlements with shareholders                                    0         0

9. Other assets                                                54 641    40 518

10. Prepayments and accured income                             75 864    67 074

TOTAL ASSETS                                                4 318 077 3 498 068



1. Amounts owed                                             2 571 126 2 315 042

1a. Amounts owed by the central bank                            2 588     4 788

1b. Amount owed by the credit institutions                    515 722   764 336

1c. Amounts owed by the clients of credit institutions      1 968 892 1 449 960

1d. Amounts owed from insurance and reinsurance activities          0         0

1e. Other amounts owed                                         83 924    95 958

2. Debts evidenced by certificates                            735 436   506 328

3. Other liabilities                                          479 339    89 363

4.  Accruals and deferred income                               97 303    68 067

5. Provisions for liabilities                                       0         0

5a. Technical allowances for insurance activities                   0         0

5b. Deferred income tax liability                                   0         0

5c. Pension reserve                                                 0         0

6. Subordinated liabilities                                   194 500   194 500

7. Minority interests                                               0     7 583

 Total liabilities                                          4 077 704 3 180 883

8a. Share capital                                             240 192   412 559

8b. Paid in capital over par                                        0    60 602

8c. General banking reserve                                         0    44 811

8d. Mandatory reserve                                               0     4 118

8e. Other reserves                                                  0       547

8f. Unrealised rate differences                                     0         0

8g. Profit or loss retained                                    77 135 - 184 670

8h. Profit or loss for the financial year                    - 76 954  - 20 640

8i. Own shares                                                      0    -  142

Total owners´equity                                           240 373   317 185

TOTAL LIABILITIES AND OWNERS´EQUITY                         4 318 077 3 498 068





Ruth Laidvee

Market Communications Director

+372 6 302 181