HANSAPANK

BALANCE SHEET



HANSABANKA'S BALANCE SHEET; 31.03.01



(LVL in thousands, unaudited)        31.03.01  31.12.00   31.03.00

                                                             

Cash                                   18,693    21,773     13,772

Due from Central Bank                  12,665    19,222      2,225

Due from credit institutions           40,417    29,180     52,323

Liquidity portfolio                    98,867    90,993     41,573

Securities held for trading             3,420     1,530        633

purposes

Securities held for investment          8,565    10,155      5,225

Loans and advances to customers       169,754   163,958     91,400

(net)

    Short-term loans                   76,674    75,878     43,881

    Long-term loans                    97,690    92,626     50,287

    Provisions                        (4,610)   (4,546)    (2,768)

Goodwill                                2,609     2,789      1,351

Fixed assets                           15,736    15,729     12,070

Accrued interest receivable and         9,201     4,787      3,220

other assets

Total assets                          379,927   360,116    223,792

                                                                  

Due to Central Bank and government      1,706         -      1,080

Due to other credit institutions       16,613    10,835     12,422

Deposits from customers               301,434   285,763    183,967

    Demand deposits                   167,117   158,632    120,287

    Time deposits                     134,317   127,131     63,680

Debt securities                           108       106          -

Accrued interest payable and other               26,161      4,285

liabilities                            21,555

Subordinated debt                       6,866     6,864      2,797

Total liabilities                     348,282   329,729    204,551

                                                                  

Common stock                           28,043    28,043     20,543

Capital reserves                          135       135        135

Accumulated losses                      2,209   (2,639)    (2,639)

Profit for current year                 1,258     4,848      1,202

Total shareholders’ equity             31,645    30,387     19,241

Total liabilities and shareholders'   379,927   360,116    223,792

equity





Mart  Tõevere

Head of Investor Relations

+372 6131 569