HANSAPANK

INCOME STATEMENT



HANSA CAPITAL'S INCOME STATEMENT, 6 M 2001



(in EEK, millions, unaudited)

                                          6 m 2001     2000  6 m 2000

Interest Income                              731,2  1 093,6     480,8

Interest Expenses                            406,5    607,9     271,5

Net Interest Income                          324,7    485,7     209,3

                                                                     

Commission Income                            111,3    180,5      79,3

Commission Expenses                           13,0     19,8       9,4

Other Operating Income                        47,0     66,7      30,7

TOTAL REVENUE                                470,0    713,1     309,9

                                                                     

General & Administrative Expenses            118,4    222,2      84,8

Profit Before Credit Losses and              351,7    490,9     225,1

Financial Income

Credit Losses (net)                          -23,1    118,8      49,9

Net Financial Income                           3,9      5,1       7,6

Operating Profit                             378,7    377,2     182,8

Net Income from Equity Investments            -0,0      0,2       0,1

Extraordinary Income (Expense)                -0,4     22,3      22,8

PROFIT BEFORE INCOME TAX                     378,3    399,7     205,2

Income Tax (inc. Deferred tax)                 8,9      3,4       8,3

Minority Interest                             -0,1      0,5       0,4

NET PROFIT                                   369,5    395,8     196,6





Mart Tõevere

Head of investor relations

+372 6131 569