Hansapank                     FINANCIAL RESULTS                 03/19/2004



ANNUAL REPORT, 2003



Hansabank Group’s 2003 Annual Report is available on the bank’s

Internet home page:

<a href='http://www.hansagroup.com/aa2003/Hansabank2003_eng.pdf' target='_blank'>http://www.hansagroup.com/aa2003/Hansabank2003_eng.pdf</a>





Mart Tõevere

Head of Communications and IR

+372 6131 569