JSC  "Latvijas  Unibanka"  AGM  of shareholders approved Unibanka Group

financial  report  of  2003,  and  report  on  dependency. Shareholders

resolved  to  retain  the  Group  profit  of LVL 13.309 million  in the

Group, and to invest in development.

The  shareholders  also voted on amendments to the Charter, classifying

Unibanka lines of business according to NACE classificator.

The  shareholders  also  had to vote on listing Unibanka on a regulated

market.   SEB  Group,  holding  over  98%  of  shares,  voted  against:

consequently,  SEB  will have to announce the mandatory share buyout to

the remaining shareholders.

"PricewaterhouseCoopers" was elected auditor for 2004.